Mo Ghara Yojana Odisha 2024: Apply Online, Last Date, Eligibility

From dreaming of being in the pucca house of Odisha, but money issues keep cropping up? Don’t miss out! The Mo Ghara Yojana provides financial aid in the construction of own houses to families who qualify for it.

Through this article, you will be able to have access to everything you want to know, such as the application criteria, process, and the last date of application (if it exists). Continue this journey of reading to make your dream come true!

About of Mo Ghara Yojana Odisha 2024

It is an innovative scheme to assist those who face budget problems in building or renovating their house from banks linked to credit. This policy of hope is the flag that gives light to the communities that are economically and socially marginalized. 

The BJD which is the ruling party in the state is in the end of its fifth term and has introduced 18 key schemes one among them being the plan.

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Name Of schemeMo Ghara Yojana Odisha
Launched ByOdisha Govt.
Registration Starts FromJune 15th, 2023
Apply ModeOnline/Offline
Official WebsiteClick here

Mo Ghara Yojana Odisha Objective

The Mo Ghara approval of the State Cabinet presents the state’s willingness to financially assist rural Odisha households with low and low-middle income who desire to own decent homes. 

The purpose of this initiative is to incorporate families which could not take part in the pre-existing housing programs because of tough eligibility or financial reasons.

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Benefits and Features: Mo Ghara Yojana Odisha

  • Raising Living Standards: The Mo Ghara Yojana gives rural impoverished people access to pucca houses, which raises their level of living.
  • Disaster Resilience: The program equips rural communities with resilience against disasters, providing an essential social safety net for the economically disadvantaged.
  • Dignity and Pride: Through the establishment of a safe shelter, Ghara Yojana produces pride and dignity among the rural poor and makes them feel that their lives are enriched.
  • Economic Growth Catalyst: The program boosts economic development in rural communities which is one of the factors of sustainable development.
  • Flexible Loan Options: The beneficiary can secure housing loans up to Rs. Rs. 3 lakhs to be repaid in installments for a tenure of 10 years with a one-year grace period which would facilitate easy payments.
  • Income-Based Eligibility: Under this program, loans are available to individuals with monthly incomes below Rs. 25,000 and those who got housing aid summing up to Rs. 70,000 or less.

Eligibility Criteria for Mo Ghara Yojana Odisha

  • Classification under the Economically Weaker Section (EWS).
  • Permanent residence in Odisha.
  • Family income below Rs. 25,000 per month.
  • Should be residing in a kuccha house.
  • No prior receipt of any government housing aid.

Required Documents to Apply for Mo Ghara Yojana Odisha

  • Aadhaar Card
  • Passport size photograph
  • Voter ID Card
  • Identification Proof
  • Residence Certificate
  • Address Proof
  • Certificate of BPL
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Application Process: Mo Ghara Yojana Odisha

  1. Visit the official website.
  2. Select the option for registration.
  3. Provide the important information while filling out the form.
  4. Upload every document that is needed.
  5. Once you’ve successfully registered, sign in.
  6. Fill out the application with your data.
  7. To finish the application, click the Submit button.

To sum up, Mo Ghara Yojana Odisha is a ray of hope that personifies the government of Naveen Patnaik’s dedication to improving rural areas and realizing housing aspirations.

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